Pilot Financing


OSM Aviation Academy offers attractive student financing solutions in Norway and Sweden due to our government approvals. We are constantly working on expanding these offerings to enable more individuals to pursue their dream of becoming a professional pilot. We believe that pilot training should be available to those who have the right attitude, skills, and ambition to succeed. 

For Norwegian citizens

OSM Aviation Academy was given status as an approved higher vocational training provider in Norway by NOKUT on the 8th of April 2019. This means that Norwegian citizens can apply for low-interest student loans through Lånekassen once they are enrolled in an integrated flight training education at OSM Aviation Academy in Arendal, Norway. 

Read more about financing for Norwegian citizens on our Norwegian website. 


For Swedish citizens

For Swedish students, you can apply for a student loan through CSN. All of our integrated programs are CSN approved and if you have no former loans with CSN you can be eligible for up to 550 572 SEK in student loans and grants. 272 430 SEK of this amount can be used to pay the course fee, while the remainder is administered in monthly installments to cover living expenses such as accommodation, food etc. 
You must contact CSN, department for flight training in Lund, to see if you are eligible for this.

In addition to CSN financing, we can offer financing solutions for Swedish students through our bank partner Nordea with the following conditions: 

Option 1 - Financing through unsecured loans

  • Loans without collateral
  • Interest and amortization payments can be done on a monthly, quarterly or annual basis

Option 2 - Financing through mortgage loans

  • Loan secured with real estate
  • Loan amount up to 85% of the market value of the property and a repayment time of up to 50 years

Combinations of both solutions are also possible.

All loan applications are subject to a credit assessment, which involves a credit check from Upplysningscentralen (UC), and an evaluation of the credit taker’s repayment capacity. Nordea holds the right to exercise discretion in each individual case.

If you do not have permanent employment with an income, a co-borrower will be required to secure the repayment capacity.

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